How safe is the Internet? Are you worried about identity theft? Do you worry you’ll be scammed online?
This short presentation gives you real-world advice on how to protect yourself online. How to spot online scams. How to choose a password. How to shop online safely. And how to bank online securely.
You may have heard of or know someone who has been ‘scammed’ online. There are, unfortunately, more and new scams cropping up every day. Fraudsters coming up with new ways to entice people to join their groups, make payments to them, accept phoney banking details and pay for goods never received.
Here are a dozen ways to protect yourself online …
- Check refund, warranty and guarantee policies
- Check for any complaints & reviews about the company, product or service
- Beware hidden shipping cost, fees or duty
- Look for secure sites with protection icons (e.g. Verisign)
- Look for a padlock symbol in your browser’s URL bar
When online banking:
- Ensure your bank has data transmission encryption
- Ensure there is a padlock symbol in your browser’s URL bar (if broken don’t use it)
- If there is no ‘s’ on the “https” in the site’s URL, don’t use it
- If you think you may have been scammed, contact your bank immediately
In general everyday life:
- Change passwords and PINs regularly (and the longer the better)
- Never use birthdays, addresses or personal information in your passwords
- Use different payment methods (e.g. bank account, Paypal, more than one credit card)
And lastly, NEVER use internet cafes or public wi-fi hotspots (e.g. hotel lobbies, office lobbies, airports) to do any online banking!